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Helping you navigate loans and credit to achieve your goals. Whether you’re financing a home, consolidating debt, or planning your next big purchase, find strategies and insights to borrow with confidence.
Explore a collection of thought leadership on loans and credit.
What Is Private Mortgage Insurance (PMI), and How Can I Avoid It?
Learn how PMI works, what it costs, and smart ways to reduce or avoid it altogether.
How Much House Can I Afford?
Buying a home requires smart financial planning. This article highlights the importance of budgeting beyond lender approvals.
How Do I Prioritize Debt Repayment vs. Saving for the Future?
Struggling to choose between paying off debt and saving for the future? Learn to differentiate between good and bad debt, build an emergency fund, and maximize savings returns.
Understanding the Difference: Home Equity Loan vs HELOC
What's the differences between a Home Equity Loan and a HELOC? Knowing which one is right for you can make a big difference in achieving your financial goals.
How To Build Back Your Credit Score After Taking A Hit
Getting back to a score you can be proud of can be done — as long as you know which simple steps to follow.
How To Choose A Good First Credit Card
Learn how to choose the right starter card, understand credit limits and interest rates, and use your card responsibly to set the foundation for a strong financial future.
Know Your Credit Score: What Good Credit vs. Bad Credit Really Means
Your credit score is like a bonsai tree: It requires careful tending and thoughtful behavior over time to produce the best results.
What Are Closing Costs, and How Much Should I Expect?
Not sure what “closing costs” really include when buying a home? Learn about the often-overlooked fees—from appraisal to escrow—so you can avoid surprises at the closing table.
How To Read a Credit Report
Learn how to check, read, and correct your credit report. Plus, why your credit report matters, how to access it for free, and steps to address errors or identity theft.
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