Business Lines of Credit

A Business Line of Credit is perfect to meet your short-term business needs, such as purchasing inventory or to help address temporary cash flow issues. Consult with our Business Lending Officers to see if a Line of Credit will help support your business needs. 

Access to Money for Your Business

Our Business Line of Credit option is a convenient and flexible source of funds that’s available and ready when you are.

Account Benefits:
  • Borrow from $25,000 up to $500,000 at a competitive variable rate with no set term.1
  • Pay interest only on the funds you use
Why Choose Cal Coast?

We don’t just want to be your lender, we want to be your dedicated partner in growing your business! Our Business Service Officers are here to provide you with one-on-one service, expert advice and set you up with accounts, services and tools to better support your business.

You May Also Like These Business Options

Commercial Loan

Perfect for small or growing businesses, we offer a wide range of Commercial Real Estate Loan options to help you purchase or refinance your owner-occupied or investment property. 

Business Term Loans

Whether you're expanding your business, implementing new technology or investing in new equipment, our flexible business term loans will get you where you need to go. Cal Coast Business Term Loans are great for long-term investments.

Business Merchant Services

Cal Coast takes a relationship-driven approach to helping business owners grow sales, reduce costs and minimize risk. We offer secure, web-based solutions perfect for small to mid-sized businesses.

APR = Annual Percentage Rate. Rates are current as of 09/29/2022. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Business Lines of Credit will be appraised after 12 months for renewal.