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Business Term Loans

Our Business Term Loans are often used for long term investments, such as new equipment or debt refinancing. With Cal Coast Term Business Loans, you receive a one-time lump sum and pay it back over a set period of time. 

Money for the Next Step

Whether you're expanding your business, implementing new technology or investing in new equipment, our flexible business term loans will get you where you need to go. 

Get money now and pay it back later

With a Cal Coast Business Term Loan, you can get the money you need right away and get to pay us back throughout the term of the loan. 

Account Benefits:
  • Borrow anywhere from $25,000 up to $500,000 with a fixed rate so your monthly payment never changes
  • Varying terms up to 60 months
Why Choose Cal Coast? 

We don’t just want to be your lender, we want to be your dedicated partner in growing your business! Our Business Service Officers are here to provide you with one-on-one service, expert advice and set you up with accounts, services and tools to better support your business.

You May Also Like These Business Options

Commercial Loan

Perfect for small or growing businesses, we offer a wide range of Commercial Real Estate Loan options to help you purchase or refinance your owner-occupied or investment property. 

Business Merchant Services

Cal Coast takes a relationship-driven approach to helping business owners grow sales, reduce costs and minimize risk. We offer secure, web-based solutions perfect for small to mid-sized businesses.

APR = Annual Percentage Rate. Rates are current as of 03/23/2023. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.