Want to purchase your home with no down payment or no mortgage insurance? Then our Zero Down ARM is perfect for you.
Our Zero Down ARM eliminates the need for a large down payment so you don't have to tap into your savings.
We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.
|Terms||Terms 3/1 ARM, 5/1 ARM, 7/1 ARM1|
|Mortgage Insurance||Mortgage Insurance No Monthly Insurance|
|Down Payment||Down Payment 0%|
|Loan Amounts||Loan Amounts $510,400|
|Loan Transaction Type||Loan Transaction Type Purchase, Primary Residence, Single Family Residence|
|Credit for Closing Costs||Credit for Closing Costs Lender credit not available. Seller credit allowed|
|Special Requirements||Special Requirements First Time Home Buyers that have not owned a property in the past 3 years.|
|0% DOWN WITHOUT MORTGAGE INSURANCE||0% DOWN WITH MORTGAGE INSURANCE|
|Terms||3/1 ARM, 5/1 ARM, 7/1 ARM1||7/1 ARM2|
|Mortgage Insurance||No Monthly Insurance||Lower than standard premium|
|Loan Amounts||$510,400||$701,500 in San Diego County. Loan amounts vary by county.|
|Loan Transaction Type||Purchase, Primary Residence, Single Family Residence||Purchase, Primary Residence, Single Family Residence|
|Credit for Closing Costs||Lender credit not available. Seller credit allowed||Lender credit not available. Seller credit allowed|
|Special Requirements||First Time Home Buyers that have not owned a property in the past 3 years.||Available to existing home owners as well as First Time Home Buyers. 1% borrower contribution.|
Learn more about Jumbo Adjustable-Rate Mortgages at Cal Coast today.
Learn more about 5/5 Adjustable-Rate Mortgages (ARM) at Cal Coast today.
APR=Annual Percentage Rate. Rates and terms as of 10/01/2020 based on credit history, subject to credit approval, and subject to change without notice. Loans over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Restrictions apply.
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.