Short-term Fixed-rate Mortgages

Short and sweet home loan terms so you can pay off your home faster.

Shorter Term Home Loans To Pay Off Your Home Fast

It’ll take you no time to pay off your mortgage but why pay more than you have to? Refinance with our TermBuster loans with shorter terms and lower fixed rates than other traditional fixed-rate mortgages.

Choose your term and loan amount
  • Select from a fully amortized 5-year2, 7-year3 or 10-year4 loan from $50,000 up to $977,500
  • Loans may be eligible for no in-home appraisal for loans up to $400,000
  • Competitive low rates
  • No closing costs1 if the loan remains open for 36 months
  • No balloon payment
  • No negative amortization
  • Interest may be tax deductible (please consult your tax advisor)

We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.

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APR=Annual Percentage Rate. Rates and terms as of 12/06/2023 based on credit history, subject to credit approval, and subject to change without notice. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Closing costs up to $2,551 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance and homeowner association dues.
  1. 5-year Fixed-rate TermBuster Mortgage estimated monthly payments.
  2. 7-year Fixed-rate TermBuster Mortgage estimated monthly payments.
  3. 10-year Fixed-rate TermBuster Mortgage estimated monthly payments.

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Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.