Welcome to California Coast Credit Union

At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity. We're proud of our commitment to diversity, equity and inclusion and in our ability to give back to the San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino communities.

Member Referral Program: Earn up to $500 per year for referring friends and family!

Limited-Time Offer

Exclusive Member Discount 

Make 2026 the year you check “estate plan” off your list. Cal Coast members get a limited-time offer of 25% off any estate plan with Trust & Will1 during January only! Secure your legacy and start planning today. 

Your Best Interest

Auto Loans

APR AS LOW AS
4.48%

Home Loans

APR AS LOW AS
5.001%

Credit Cards

APR AS LOW AS
1.98%
January 9, 2026

Merger Update

Cal Coast Credit Union is continuing our work to serve you with the same stability, service, and care you expect from us. As part of the previously announced merger with San Diego County Credit Union, Cal Coast has taken legal action that protects the interests of our members, employees, and community partners.

There is no impact to your accounts, loans, digital services, branches, or access to member support. All branches and member services remain fully operational.

Our commitment to doing what is right for our members and the communities we serve has not changed. We remain committed to the long-term stability of Cal Coast and to serving our members without disruption.

Why Cal Coast Credit Union

Bank Vs Credit Union

A Personal Approach to Banking 

Still banking with the big banks? Want better rates on loans and deposits? Make the switch to a Credit Union for a more member-focused banking experience!

Mobile Wallet

Keep Your Money Safe

Make safer and more secure everyday purchases by entering your Cal Coast debit and credit cards into your mobile wallet for iPhone or Android. 

Financial Services

Complimentary Financial Advice 

Start planning for your future today. By simply banking with us, you'll have access to a designated financial advisor to help with all your investing, budgeting and retirement planning needs. 

News & Events

Financial Tips & Resources 

Bank

Credit Union vs. Bank

Everyone needs a safe place to put their money. Here’s a rundown on everything you need to know when making your choice between a bank and a credit union.

Borrow

Know Your Credit Score

Your credit score is like a bonsai tree: It requires careful tending and thoughtful behavior over time to produce the best results.

Invest

Retirement Accounts 101

Confused by the overwhelming options for retirement accounts? This guide simplifies the choices to help you understand how they work, their benefits, and how to start saving effectively for your future.

Protect

How to Spot a Scam

Scammers are constantly finding new ways to trick people, from imposter scams to fake job offers. Stay vigilant and protect yourself by learning about the latest fraud tactics. 

Loyalty Rewards

Benefits Far Beyond Banking

From the moment you become a Cal Coast member, we enroll you into our Loyalty Rewards Program so you can start to build up points the moment you join. These points build up over time and increase based on the various products and services you use. We want to reward you for being a loyal Cal Coast member and taking the steps to achieve financial prosperity. Banking with Cal Coast also opens the door to a variety of free Financial resources, including monthly webinars, Home RewardsFinancial Planning and unparalleled customer service at every touch point.