Benefit & Connect

California Coast Credit Union is San Diego’s oldest financial institution, serving our members’ best interest since 1929.

Car Loans as low as 1.40% APR
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Happier Wallet. Happier You! Free Checking with eStatements

What Makes Us Unique

Friendly staff, more branches than any other local credit union and most area banks! California Coast is wherever you are around town, with convenient ATM access, FREE mobile and online banking, and so much more.


Over 80 locations

You’re welcome at 26 California Coast branches, most with Saturday hours, and 60 additional shared branching locations in San Diego and Riverside counties.


FREE ATM access

On the road? Access your money at 30,000 CO-OP ATMs nationwide including many 7-Eleven locations, with over 600 ATMs locally.


FREE mobile banking1

Connect to your accounts, make deposits, pay bills, transfer funds and more, on your iPhone, iPad, and Android — anytime, anywhere.


FREE online banking

Manage your account and your money from any computer, tablet or mobile phone — and that’s just for starters. Get customized alerts, access eStatements, and check out budgeting tools and spending reports around the clock.


FREE bill pay

Stamps are so yesterday! Pay bills electronically and get payment reminders — so you never miss a payment again!


FREE phone banking

With CoastLine, just pick up the phone to check account balances, make loan payments, transfer funds, and more.

What's In Store For You

We’re more than happy to help you with everything you need to plan, grow and reach your goals.

  • FREE Checking with eStatements, Checking with ID, theft protection and high-yield checking
  • Savings and money market accounts, certificates and IRAs
  • Auto, motorcycle, RV, boat and RV Toy loans
  • Home loans and home equity lines of credit
  • Platinum Choice Rewards credit card
  • Business accounts
  • Investment services
  • Complimentary financial counseling and no-cost workshops
  • Extra benefits!

Plus, all these member only perks!

Cal Coast Loyalty Rewards

A new kind of rewards program designed for you. Every Cal Coast member is automatically enrolled and it’s
free!2 Earn points for accounts and services you already use, then redeem for rewards. Take a tour.

Cal Coast Loyalty Rewards
Cal Coast Auto Buying Services with TrueCar and New Cars Inc

Auto Buying Services

At Cal Coast, we provide you with choices to make your life easier. Take the legwork out of finding a new or used car with our auto buying services—Cal Coast’s Car Buying Service powered by TrueCar and New Cars Inc. Whether you’re looking for a do-it-yourself option or concierge service, we have an auto buying solution for you.

Sprint Cash Rewards for Members

Get rewarded for switching to Sprint - Members can receive a $200 cash reward for up to 2 lines $50 for every line registered in with Sprint's Credit Union Member Cash Rewards.3 Click the banner to register for your rewards today!4

Tap into top financial advice.

California Coast Financial Services is at your service to help you achieve your financial goals, today and tomorrow.5 Get advice today.

California Coast Financial Services Logo

Get peace of mind

With Auto, Home, Life and Accidental Death and Dismemberment Insurance (AD&D) offered through TruStage6. TruStage is the brand name for products issued by, and programs made available through, CUNA Mutual Group7, including CMFG Life Insurance Company and CUNA Mutual Insurance Agency, Inc. Learn more at

1Check with your wireless provider to determine if data and text messaging rates apply.

2To be eligible for Cal Coast Loyalty Rewards, member must be in good standing. Restrictions apply. If you are a member of the Family Rewards program, you are not eligible for Cal Coast Loyalty Rewards. To switch permanently from Family Rewards to Cal Coast Loyalty Rewards, please call us at (877) 495-1600.

3Available for eligible credit union members & member employees. $100/line, max 2 lines. See more.
4CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.

5Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. California Coast Financial Services, California Coast Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice. Trust services provided by Premier Trust, a subsidiary of Ladenburg Thalmann.

Not NCUA Insured Not Credit Union Guaranteed May Lose Value

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

6TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. CORP-1112-B43A 

7©CUNA Mutual Group, 2014 All Rights Reserved.

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Why A Credit Union

Over a century ago, credit unions were born, when individuals began pooling their money together to make loans to one another at lower rates than traditional banks. Today, credit unions have evolved into full-service financial institutions with the same philosophy that started it all — “people helping people.”

Credit Unions Are

Banks Are

Credit unions are- Not-for-profit.

While banks are- In business to make a profit.

Credit unions are- Not in it for the money. Because we’re not-for-profit, any income is returned to you in the form of low or no service fees, lower rates on loans and higher deposit rates.

While banks are- Only interested in giving a share of the profits to investors.

Credit unions are- People working together to save money. We’re a financial cooperative, so our members pool their savings to provide low-cost loans and low-fee services to each other.

While banks are- A commercial business only interested in making a profit.

Credit unions are- Focused solely on our members’ best interests. Not ours.

While banks are- Accountable to stockholders and customers.

Credit unions are- Dedicated to serving only members.

While banks are- Open to the general public.

Credit unions are- Represented by a Board of Directors elected by members to represent the best interests of members. Each member is an equal owner.

While banks are- Investors are represented by a paid Board of Directors. Only investors have voting rights — not customers. Nor do customers have any rights in how the bank is run.

How to Switch

Become a member of the California Coast family in three easy steps!

Connect With Cal Coast

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Featured Yelp

Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

Read Other Yelp Reviews

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, California Coast Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact CCCU by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.


Message from California Coast Webpage
By continuing, you will be leaving the California Coast Credit Union website. Please note that we are not responsible for the accuracy, security, or content of other websites. We encourage you to review the privacy and security disclosures of all websites you visit.