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Our competitive, fixed-rate mortgage is all about peace of mind and long-term stability — the rate you pay today is the rate you pay tomorrow. And it couldn’t be easier to apply. Our online application takes just minutes.
Looking for a modest home or something a bit grander? It’s home sweeter home with a mortgage rate that stays the same for 30 years. We offer low jumbo loan rates, so they're easy on your budget. Who wouldn’t be happy with that?
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APR=Annual Percentage Rate.
1A $250,000 fixed rate home mortgage loan on a single-family owner-occupied home up to 60% LTV with a 30 year term and a rate of 3.875% has an APR of 3.912% and a monthly payment of $1,175.59. This payment example does not include property insurance and taxes, and the payment will be higher than this disclosed payment. Loans are available for second homes and investment properties in CA at different rates and terms. Rates and terms as of 9/27/2017 based on credit history, subject to credit approval, and subject to change without notice. Some restrictions apply.
2A $250,000 loan on a single-family owner-occupied home up to 95% LTV with a 30 year term and a rate of 4.000% has an APR of 4.329% and a monthly payment of $1,289.37 inclusive of mortgage insurance. Loans over 80% LTV require mortgage insurance.This payment example does not include property insurance and taxes, and the payment will be higher than this disclosed payment. Loans are available for second homes and investment properties in CA at different rates and terms. Rates and terms as of 9/28/2017 based on credit history, subject to credit approval, and subject to change without notice. Some restrictions apply.
Pay off your mortgage in 5, 7 or 10 years1 without paying an arm and a leg. Our TermBuster loans feature lower fixed rates than other traditional fixed-rate mortgages. And, the interest may be tax deductible (consult your tax advisor).
You can borrow anywhere from $25,000 to $417,000 at competitive interest rates. We’ll even waive the closing costs2 if the loan remains open for 36 months.
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APR=Annual Percentage Rate.
1Payment example: A $100,000 loan on a single-family, owner-occupied loan up to 70% LTV with a 5 year term at 2.875% APR has a monthly payment of $1,791.32, a 7 year term at 2.990% APR has a monthly payment of $1,320.88 and a 10 year term at 3.375% APR has a monthly payment of $983.01.This payment example does not include property insurance and taxes, and the payment will be higher than this disclosed payment. Loans over 80% LTV require mortgage insurance. Loans are available for second homes and investment properties in CA at different rates and terms. Rates and terms as of 04/01/2017 based on credit history, subject to credit approval, and subject to change without notice. Some restrictions apply.
2Closing costs up to $2,500 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner's title policy.
Who doesn’t want a more affordable mortgage? Refinance with our Freedom Loan and save thousands with no points, no fees and no closing costs!3 The interest may even be tax deductible (consult your tax advisor).
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APR=Annual Percentage Rate.
1Payment example: a $250,000 loan on a single-family owner-occupied home up to 75% LTV with a 15 year term and a rate of 3.250% has an APR of 3.250% and a monthly payment of $1,756.67. A $250,000 loan on a single-family owner-occupied home up to 75% LTV with a 30 year term and a rate of 4.000% has an APR of 4.000% and a monthly payment of $1,193.54. This payment example does not include property insurance and taxes, and the payment will be higher than this disclosed payment.
2A $250,000 loan on a single-family owner-occupied home up to 95% LTV with a 30 year term and a rate of 4.125% has an APR of 4.412% and a monthly payment of $1,307.45 inclusive of mortgage insurance. Loans over 80% LTV require mortgage insurance. This payment example does not include property insurance and taxes, and the payment will be higher than this disclosed payment. Loans are available for second homes and investment properties in CA at different rates and terms. Rates and terms as of 01/12/2016 based on credit history, subject to credit approval, and subject to change without notice. Some restrictions apply.
3Closing costs paid by the lender include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner's title policy.
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A great place to do business with and everyone smiles when you walk in. Great rates on term buster loans. Check them out and you'll find out what great service is all about.
2014
David P
Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.