Make a home your own with the affordability of an Adjustable-rate Mortgage (ARM).
A Cal Coast Adjustable Rate Mortgage offers lower initial monthly payments, perfect if you're planning on selling or refinancing your home in the future.
Your rate is fixed for a set term and then it becomes a variable rate loan and adjusts when interest rates change over the life of the loan. For example, a 5/1 ARM has a fixed loan payment for the first five years. Beginning on year six, the rate may adjust and may continue to adjust each year thereafter.
An adjustable-rate mortgage may be the right option for you if:
We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.
Learn more about 5/5 Adjustable-Rate Mortgages (ARM) at Cal Coast today.
Learn more about Conforming Fixed-rate Mortgages at Cal Coast today.
APR=Annual Percentage Rate. Rates and terms as of 09/25/2023 based on credit history, subject to credit approval, and subject to change without notice. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
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