Primary Certificates

With you for the short or long-term.

Saving With Confidence.

Certificate locks your rate for a set term and earns higher rates than a basic savings account. All it takes is a minimum opening balance of $1,000, you can also earn more on higher deposits and terms. 

Primary Certificate benefits:
  • Choice of terms, from 3 months to 5 years1
  • Competitive, fixed rate
Easy access to accounts:
  • Online Banking—review transaction history, utilize budget tools, make external transfers and more.
  • Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
  • Free eStatements
  • CoastLine Telephone Banking 


You May Also Like These Savings Options

18 Month Bump Rate Certificate

Learn more about 18 Month Bump Rate Certificates with California Coast Credit Union. Contact us today to get started.

8 Month Liquid Certificate

Learn more about 8 Month Liquid Certificates with California Coast Credit Union. Contact us today to get started.

Holiday Saver Certificate

Plan ahead for the season of giving with a Cal Coast Holiday Certificate. Save more for the ones you love. 

  1. APY = Annual Percentage Yield. Rates are accurate as of 12/09/2022. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
  2. Check with your wireless provider to determine if data and text messages rates apply.
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

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