FHA Loans

A Federal Housing Administration (FHA) loan is a federally backed mortgage that's designed for low-to-moderate income buyers who may have slightly lower than average credit scores. 

Open the Door to Home Ownership

Everyone deserves to own a home. The U.S. Department of Housing and Urban Development (HUD) and its subdivision, the Federal Housing Administration (FHA), have a long history of helping people become homeowners. Home loans insured by FHA offer a variety of benefits for first-time home buyers, especially those who have lower credit scores or not a lot saved for a down payment. 

FHA benefits:
  • Low down payment options (as low as 3.5% of purchase prices)
  • Lower credit score requirements 
  • Low closing costs

Cal Coast has partnered with Land Home Financial Services, Inc. to bring more home loan options to you. For more information on our FHA loans, please call (855) 995-5048.

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Government-backed loans

VA Home Loans

We offer government-backed loan programs to help first time home owners and our local military veterans and families achieve home ownership easily and securely. These programs often come with lower or no down payments and the peace of mind that you're making a sound investment.

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