We're Here for You
If you're affected by the federal government shutdown, Cal Coast Credit Union is here to support you. We understand this is a stressful time, and we’re committed to helping however we can. If your paycheck or finances are impacted, please reach out. We offer relief options and are ready to listen, answer questions, and work with you on solutions.
Coast Into Better Banking
At Cal Coast, we believe banking should do more than manage your money—it should support your goals, reward your loyalty, and simplify your life.
Whether you're looking for early access to your paycheck, stronger returns on savings, or a financial partner with a legacy of trust, we’re here to help you thrive. Our commitment to stability, personalized support, and member-first benefits makes banking with Cal Coast a smarter, more rewarding experience.
Join Cal Coast
Become a Cal Coast Member today.
Open a free checking account with eStatements and get no monthly fee and a secure debit card.
We are proud to offer our members free one-on-one coaching with a Certified Financial Coach. Learn more about how to budget, understand how to improve your credit score, and more.
Get the same perks as a free checking account with added security with an Extra Value Checking Account from Cal Coast.
Take 5 Certificate
Benefits and Requirements:
- Fixed 5.00% APY1
- 5-month term1
- Open with as little as $500
- New money required
- Max opening deposit of $5,000 and one per person
Get Your Paycheck Early
If you have a Cal Coast checking account with Direct Deposit, then you may have noticed that your last paycheck was deposited a couple days early . . . that's right — it wasn't a fluke!
Open a checking account today or enroll in Direct Deposit to take advantage and get paid earlier.
- APY= Annual Percentage Yield. Rates are accurate as of 10/21/2025. Early withdrawal penalty applies. Fees could reduce earnings. Offer excludes individual retirement accounts. New Money only. The Take 5 Certificate offer is available to new members only. This offer excludes existing memberships. A primary member is allowed to open one Take 5 Certificate Account under the same member name and related tax identification number. The minimum balance required to open the Take 5 Certificate and obtain the APY is $500. The maximum opening deposit balance is $5,000. In addition to the minimum balance requirements the following conditions also apply: (a) Consumer Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) checking account with eStatements OR open (funded) consumer loan (excluding share secured loans and Mastercard credit card account) OR a minimum balance of $5,000 in a money market account, regular certificate account, or IRA certificate account. (b) Business Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) Business Checking account with eStatements OR a minimum balance of $5,000 in a Business Money Market account (fees charged, if applicable) OR a Business Line of Credit (LOC). You will have a 30-day grace period to meet the requirements. If the conditions are not met, the 5.00% APY may be reduced to the APY in effect for a 3-Month Certificate Account for the remainder of the term. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. New members–a one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer. Subject to change without notice. Other restrictions may apply. Federally insured by NCUA.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.