Routing Number: 322281578
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Cal Coast is all about convenience — your convenience.
Free Online Banking makes it easy to manage your money wherever you have access to the Internet. A personalized dashboard lets you track information in a snap. Plus, a powerful search feature helps you find what you're looking for, fast and easy.
Track finances with budget tools, make external transfers, and view balances, history, checks and eStatements. Activate, freeze, or block your credit or debit cards with Card Controls. Get helpful alerts even download account information to Quicken.® Now that’s convenient!
Frequently Asked Questions FAQs
See all your accounts together in one place
Coast Money ManagerTM is a free money management tool that empowers you to take control of your finances and simplify your life. Coast Money Manager gathers and categorizes all of your money and is conveniently located in online and mobile banking. With Coast Money Manager, you can visualize where you’re spending, create budgets, set goals and track your progress.
Take a test drive now
Sign into Cal Coast Online and click on the Budgets & Reports tab or download the Cal Coast Mobile app and click on Coast Money Manager.
All of your accounts in one convenient location.
Coast Money Manager aggregates basic account information, into online and mobile banking, from over 10,000 financial institutions including California Coast…and it adds more every month. You can relax because your Cal Coast accounts are already added.
Reveal where your money is going.
Gain powerful insights on where, when and how you spend. Coast Money Manager automatically categorizes & tracks spending from all your accounts which can help you create budgets based off your actual spending, income, debts and expenses.
See where you stand at a glance. 
Coast Money Manager lets you visualize and interact with your budgets in a meaningful way. Coast Money Manager’s bubble budgets represent the budget size of each category and allow you to quickly identify the budgets that need the most attention.
Set your roadmap to success.
Whether you’re planning on paying off debt or saving for retirement, the Goals tool can help you set a goal and see how close you are to achieving it.
The days of envelopes and stamps are long over! Our free online Bill Pay lets you pay bills online, anytime, anywhere - even from your mobile device.1 Just log in to pay bills, manage your payees and accounts, view recent and upcoming payments, change payment options, and more.
Next, go mobile! Frequently Asked Questions FAQs
1Check with your wireless provider to determine if data and text messaging rates apply. To use Cal Coast Mobile, you must first be enrolled in Cal Coast Online.
2We will bear the responsibility for any late payment related charges (up to $50) should a payment arrive after its due date as long as you scheduled the transaction in accordance with Bill Pay's terms and conditions.
Why wait for the mail? Why shred documents or worry about someone grabbing your private account information? Receive your monthly account statements via online or your mobile device — safely and securely.
Turn off the "Pop Up Blocker" feature on your web browser.
One of the best ways to keep your money happy — and yourself — is to stay informed about transactions on your account. Thanks to Alerts, you can.
Alerts are free electronic messages that keep you up to date on and help protect against fraud. They can be sent to multiple emails and cell phone email addresses (link to the cellular phone email address section in the Alerts FAQs.1
Simply choose which Alerts you’d like to receive and Alerts will monitor your account activity2 throughout the day and notify you when:
Frequently Asked Questions FAQs
1Alerts received as text messages on your cellular phone may incur a charge from your cellular phone service provider. 2The credit union will do its best to provide Alerts in a timely manner with current information but Alerts may be delayed or undeliverable due to a variety of factors beyond our control (such as network outages or returned email.) We do not guarantee the delivery of Alerts.
The External Transfer feature in Cal Coast Online makes it easier than ever to transfer money between California Coast and your other financial institutions. You can make a one-time transfer, set up future transfers and make recurring transfers or payments to a loan. That’s super convenient especially if you share an account with your child, parent, spouse, etc. Add some convenience to your life.
Get Started Today
First, log into or sign up for Cal Coast Online. Go to the Transfers tab, click on External Transfers, then Add External Account. For your security, you may be prompted to validate your identity by calling us at (877) 495-1600. Otherwise, you'll receive a one-time security passcode by phone or text that you'll use to validate your identity.
1. Enter the account info from the other financial institution.
2. Select a nickname.
3. Enter the Routing, Transit Number, Account Number.
4. Choose Checking or Savings.
5. Verify accounts by using the micro deposits sent to the accounts to be used. Quick Tip - For recurring transfers, set the expiration date 1 day past your last transfer.
6. After verifying your accounts, you are now able to set up a transfer or payment to a loan.
7. Select the amount and frequency of transfers.
We care about making money management free and easy.
Here’s even more info on ways to take care of your money.
I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.
The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.
It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.
At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!
Rkngranny
Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.
