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There’s always something new and exciting happening at Cal Coast.

What's New at California Coast Credit Union

What's New

New developments, new community partnerships, new people helping people — there’s always a lot happening at Cal Coast.

Funds Availability Policy - Change in Terms

Please note: Effective July 1, 2020 the amount Cal Coast makes available for withdrawal on the first business day after a check deposit (for checks which are not subject to next day availability) increased from $200 to $225. In addition, the amount for withdrawal on exception holds for large deposits, new accounts, and repeated overdrafts increased from $5,000 to $5,525. For additional information, view our Funds Availability Disclosure at calcoastcu.org/disclosures.htm.

 

Our Commitment to Diversity, Equity and Inclusion

Our Commitment to Diversity, Equity and Inclusion

The events of the last week have left all of us at California Coast Credit Union with emotions ranging from sadness to outrage.   I want to express to our membership and our community how deeply grieved we are as a credit union by the ongoing acts of racial injustice and violence we are witnessing throughout the nation. We are horrified by the senseless killing of Black Americans now and throughout our country’s history.

Cal Coast continues its unwavering commitment to taking direct, substantive action to advance diversity, equity, and inclusion at our credit union and in the community.      

  • We are committed to listening to our employees and our members.   In early 2019, we launched our Diversity, Equity and Inclusion initiative to increase employee understanding and empathy for everyone.  As part of that commitment, we will continue to have courageous conversations and ongoing actions to address race, justice and equality. 
  • We have made substantial commitments to support our community’s small business owners.   Our small businesses are the lifeblood of the community and have been greatly impacted by both COVID-19 and racial unrest. These businesses include Black American owned businesses and we are redoubling our efforts to support them.  

As a values based business, we stand with you and those who are underrepresented, in calling for change, respect, justice and peace. We are united in the belief that all forms of racial violence or oppression are not acceptable nor tolerated.

We are grateful to our employees and members who have already been a part of these conversations, including our Black employees and members who have shared their insights and leadership in these very difficult times.  Now, more than ever, we will work together and stand united to make a difference. 

Todd Lane
President and CEO

Educator Grant Application Now Available

06/01/20

Cal Coast Cares Foundation - Educator Grants Now Available

The purpose of the Cal Coast Cares Foundation Educator Grants is to provide teachers in K-12 public, private or charter schools, community and state colleges/universities in San Diego or Riverside Counties with monetary support for classroom projects in teaching any of the STREAM fields (Science, Technology, Reading, Engineering, Arts, and Math).

Eligibility Requirements

Grants are awarded for projects that have clear objectives, a strong evaluation component and indicate heavy student involvement with a goal of enhanced learning outcomes. Following are additional applicant and project eligibility requirements:

  1. Grant applicant must be teaching in K-12 public, private or charter schools, community or state colleges/universities in San Diego or Riverside Counties.
  2. Project must:
    • Be STREAM related (Science, Technology, Reading, Engineering, Arts, or Math)
    • Demonstrate a clear and compelling need
    • State well-defined, measurable, and realistic objectives and goals
    • Have a detailed budget for the project
    • Lead teacher must provide evidence of teaching experience and knowledge of the project subject matter

Use of Funds

Funds can be used to purchase equipment, project materials and other items that do not fall in the categories below:

Ineligible items:

  • Routine school supplies such as pens, pencils or paper
  • Field trip expenses
  • Transportation costs
  • Teacher salaries, compensation and/or incentives
  • Teacher training/development program expenses

Evaluation/Reports

Award recipients are required to submit a report to the Cal Coast Cares Foundation within one year of receipt of funding. The evaluation form is also required to apply and be eligible for future funding.

Selection Committee

The selection committee is made up of Cal Coast Cares Foundation Board members. Selection criteria include:

  1. Meeting eligibility requirements as outlined
  2. Clarity and quality of the application
  3. Educator credentials and experience
  4. The need (financial, teacher, and student needs)
  5. Project impact and relevance in STREAM areas
  6. Agree to submit a report within a year of the grant award
  7. Agree to allow Cal Coast to use grant project outcomes and stories in various Cal Coast community education and promotional communications

A total of $30,000 will be provided in 2020 with grants ranging from $500 to $2,000.

Frequently Asked Questions

Do I have to be a member of California Coast Credit Union to apply for the Educator Grant?

No. Membership in California Coast Credit Union is encouraged, but not required, to apply.

Is there a fee to apply for the Educator Grant?

No. The application process does not require a fee.

What type of documentation is required to verify that I am teaching in K-12, public and private schools, community or state college in San Diego or Riverside Counties?

School I.D. card and references from the school.

Can I apply for multiple Educator Grants annually?

One application per educator per year. If your application is unsuccessful, you may reapply the following year.

Are support activities or projects outside the STREAM subject categories eligible for the grant?

No, the Educator Grant will not fund activities or projects that are not STREAM-focused.

Would an improvement on an existing STREAM-related project be eligible to apply?

Possibly, if the improvement met the eligibility requirements as noted in the criteria of the grant.

When will applicants be notified?

Approximately late August to mid-September.

If I receive funding in December, when can I reapply?

We ask that grant recipients reapply after one year from receipt of grant funds. Grant cycles typically begin in the first quarter of the calendar year.

Download Criteria & Application

Please review guidelines carefully before applying. The grant application must be received no later than August 31, 2020.


For questions related to Cal Coast Cares Foundation Educator Grants, please contact Allie Kosciak at akosciak@calcoastcu.org (858) 636-4233.

Business Hours Temporarily Changing

Effective April 10, 2020

Effective April 10, 2020, the standard business hours for all Cal Coast branches will temporarily change to the following: 

  • Monday - Friday: 10 am - 4 pm
  • Saturday (at select branches): 9 am - 1 pm 

We apologize for any inconvenience this may cause, and encourage you to take advantage of our online and mobile banking services to check balances, make payments, transfer funds, make deposits, and more. Additionally, you can continue to use our 30,000 nationwide surcharge free ATMs to access your funds. 

Tips to Avoid Financial Scams

May 7, 2020

At California Coast Credit Union the safety and security of your accounts is our top priority. In times of crisis financial fraud often spikes as fraudsters take advantage of people’s hopes and fears.

Remember these tips to stay safe—

  • Do not provide your Personal Identification Information (PII) over the phone or online, even if the person claims to be from California Coast. This includes your name, address, social security number, account number or other identifying information.
     
  • Scammer scare tactics often include calling and impersonating a Fraud department in an attempt to collect PII. California Coast Credit Union will never ask for Personal Identification Information when contacting you to validate potential fraudulent activity.
     
  • Be suspicious of any offer via email or telephone that appears too good to be true. Always determine if the person or business you are interacting with is legitimate. If in doubt, go directly to the company's website or call a reputable number to verify any information.
     
  • Do not click links or download files from unsolicited emails or other electronic communications. Fraudsters send emails and use malicious tactics to get victims to click links that can compromise their online banking credentials, credit card numbers, or other Personal Identification Information (PII).
     
  • Please be wary of information related to COVID-19 cures, vaccinations, product shortages, and updates. Do not click links on any unsolicited emails or other electronic communications related to this topic. According to the U.S. Food & Drug Administration (FDA), there are currently no approved products available that can treat the virus. Click here for specific COVID-19 scams to watch out for.

If you believe you have been a victim of this scam, please contact the credit union immediately at (877) 495-1600.

For more information regarding these ongoing scams, please refer to the FDA and the Federal Trade Commission (FTC).

Get $200 Cash with Sprint Member Rewards

Get $200 Cash with Sprint Member Rewards

Sprint Credit Union Member Cash Rewards

Get rewarded for switching to Sprint - Members can receive a $200 cash reward for up to 2 lines $50 for every line registered in with Sprint's Credit Union Member Cash Rewards.1 Click the banner to register for your rewards today!2


1Available for eligible credit union members & member employees. $100/line, max 2 lines. See more. 2CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.

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Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

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