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There’s always something new and exciting happening at Cal Coast.

What's New at California Coast Credit Union

What's New

New developments, new community partnerships, new people helping people — there’s always a lot happening at Cal Coast.

Scholarships for College-Bound High School Seniors and Foster Students

Application deadline - March 31, 2020

Scholarships for College-Bound High School Seniors & Foster Students

The Cal Coast Cares Foundation1 is providing $100,000 in scholarships in 2020.

High School Senior Scholarships
  • The James L. McPheters California Coast Credit Union High School Scholarship program is offering $30,000 in scholarships to college-bound high school seniors residing in San Diego and/or Riverside counties.

Apply Here

Foster Student Scholarships
  • The Cal Coast Cares Foundation is providing $40,000 in foster student scholarships to college-bound high school seniors and current college students who are in or have been in the foster care program in San Diego and/or Riverside counties. 

Apply Here

All applications must be received or postmarked no later than March 31, 2020.


1The Cal Coast Cares Foundation was established by California Coast Credit Union as a non-profit organization to give back to our community and transform lives by providing scholarship opportunities for students pursuing accredited degrees. The Cal Coast Cares Foundation is a 501(c)(3) non-profit organization. Federal Tax ID Number 47-5249703. Donations are tax deductible as applicable by law. Consult your tax advisor for additional information. Please email calcoastcaresfoundation@calcoastcu.org with any questions.

Call for Board of Directors and Supervisory Committee Nominations

There are currently no open positions on the Board of Directors. Nominations are being accepted for the Supervisory Committee to fill one position for a three-year term. Position is voluntary. To apply, please submit your resume with supporting qualifications or a petition signed by a minimum of 500 voting members. Qualifications or a petition for nomination must be received no later than April 1, 2020 and should be mailed to:

Nominating Committee at California Coast Credit Union
P.O. Box 502080
San Diego, CA 92150-2080

Keep your account safe - beware of social engineering

Protect yourself and your money from fraudsters

It’s a high-tech spin on an old-fashioned scamming scheme, yet social engineering is a powerful technique that can be used to trick you into cooperating with scam artists and identity thieves. These fraudsters can use various scare tactics to trick you into providing your financial institution’s login credentials and card data or paying for unnecessary technical support services or other items.

This can be done through a phone call, where a scam artist pretends to represent a credit union, a fraud department, a software company like Microsoft, or a popular anti-virus company. They may spoof the caller ID so that it displays a legitimate phone number from a company, and then ask you to install an application and provide them with the code that gives them remote access to your computer. 

Text messaging is another method that scam artists will use to fool you. These attacks can occur as SMishing (SMS text phishing) and Vishing (Voice phishing). SMishing and Vishing occurrences usually involve a member receiving a text message or phone call that is asking about suspicious transactions. However, the real information the fraudster is looking for is your card number, CV2 code, PIN number, or other information that could compromise your account.

Below are a few red flags that can help you identify if the text you received might be a SMishing attempt. Be wary if you receive a text about a suspicious transaction that contains any of these:

  • Requests for card numbers, PIN numbers, CV2 codes or expiration dates.
  • References to merchants that are vague or nondescript. Legitimate transactions should contain detailed information.
  • Links to unknown websites
  • Hyperlinked phone numbers

A fraudster may also display a fake message on a website, or a pop-up message that won't go away. Messages like this, known as “scareware”, may indicate a virus or other malware. These messages are fake, and are designed to trick you into calling a phone number staffed with fake technical support.

When you engage with these fraudsters, they will offer fake solutions and ask for payment in the form of a one-time fee, subscription service, or gift card. 

Protect yourself from social engineering using these tips:

  • Be cautious when responding to unsolicited text messages and voice calls, even if they appear to be from the credit union.
  • If you have questions, always hang up and call back the credit union at a reliable, known phone number to inquire about the messages you might have received.
  • Never provide personal information in response to SMS messages or phone calls that are supposed to be from the credit union.
  • Be cautious when clicking links in text messages. Most legitimate card activity validation requests will require a simple “YES” or “NO” response, and will not include hyperlinks or a member’s personal information.
  • Do not provide your credit or debit card information to these fraudsters.
  • Do not give a gift card number or PIN on the back of a gift card to settle a demand for payment. Scammers will typically request popular gift cards such as Amazon, Google Play, iTunes, Steam, and MoneyPak, among others. You can visit the Federal Trade Commission’s site to learn more about gift card scams and how to report them.
  • Most companies do not send unsolicited email messages or make unsolicited phone calls to request personal or financial information, or to provide technical support to fix your computer.
  • Any customer identifying communication with most companies must be initiated by you.
  • If a notification appears with a phone number, don’t call the number.
  • Do not give remote access of your computer to a fraudster.
  • If you need technical support, you should initiate contact with a reputable company that you have researched first.
Featured Yelp
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Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

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Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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